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Taking responsibility for your health care includes all of the following EXCEPT |
using over-the-counter medications to treat a sudden, serious illness |
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Self-care involves all of the following EXCEPT |
avoiding medication and taking a "tough it out" approach to illness |
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Communication with health care providers can be improved by all of the following EXCEPT |
relying on your health care provider for all information on health care issues |
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The primary difference between a board certified and board eligible physician is that a board |
certified physician has demonstrated competency in a given specialty |
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In a clinical trial for a new pain medication, Hayden was given an inactive substance instead of an actual drug. After taking it, however, his headache improved. This resulted from the |
placebo effect |
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Self-care can include |
checking your blood pressure |
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You should seek expert medical care if you experience |
unexplained sudden weight loss |
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Which of the following symptoms probably does NOT warrant professional medical advice |
You develop a low-grade fever and sore throat |
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You should consult a physician |
to treat a reaction to an insect bite |
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When choosing a health care provider, you should examine all of the following EXCEPT |
their membership in local organizations such as country clubs or service clubs |
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Your mom’s doctor works at a hospital accredited by the Joint Commission. This type of accreditation indicates that |
all practitioner education, licensing, and training qualifications have been verified |
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Conventional Western medical practice is known as |
allopathic medicine |
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All of the following statements are true about traditional Western medical practice EXCEPT |
all treatments have had the benefit of extensive clinical trials |
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Which of the following health professionals is least likely to be a primary health care provider |
allergist |
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Due to the differences in training, an osteopathic physician would probably have more experience dealing with which condition than a medical doctor |
low back pain |
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Your primary care provider suspects that you may have an unusual infection in your eyes. To whom would he or she refer you |
ophthalmologist |
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Treating a minor health problem yourself without seeking professional help is |
self-care |
|
An optometrist |
performs eye exams and prescribes and fits lenses |
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The primary care practitioner in your school’s health clinic has a master’s degree and is authorized to perform exams, conduct diagnostic tests, and in some states may also prescribe medications. He is a |
nurse practitioner |
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Before receiving any care, patients must be made aware of the treatment plan and any potential risks involved. This is known as the right |
of informed consent |
|
Physician assistants |
can provide treatment and write prescriptions when supervised by a physician |
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Of the following types of health care expenditures, the United States spends the most on |
hospital care |
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By the year 2013, what percentage of gross domestic product (GDP) will the United States be spending on health care |
nearly 20 percent |
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The 2010 Affordable Care Act (ACA) was designed to do all of the following EXCEPT |
deny health care coverage to those with preexisting conditions |
|
The term defensive medicine refers to actions taken to |
avoid malpractice claims |
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Over-the-counter drugs are commonly used for all of the following EXCEPT |
diabetes |
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All of the following are true with respect to generic drugs EXCEPT that they |
have the same inactive ingredients as their brand name counterpart |
|
The legal term for improper or negligent treatment of a patient by a health care provider that results in loss or harm to the patient is |
malpractice |
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Originally health insurance only covered major medical expenses. What effect did this type of coverage have on the medical system |
It encouraged doctors to provide more medical procedures for patients. |
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In a 2014 survey, approximately what percentage of college students said they had no health insurance |
5 percent |
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Approximately how many Americans have no health insurance |
25 million |
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Which of the following is TRUE with respect to health care spending accounts (FSAs or HSAs)? |
They allow people to save money tax-free for health care costs |
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Most private health insurance plans require the patient to a pay a certain amount each year toward health care expenses before the plan benefits begin; this amount is the |
deductible |
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A set fee that an insurance plan requires that patients pay at the time of service (per office visit or prescription) is the |
copayment |
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If an insurance policy covers 90 percent of your total medical bills, the remaining 10 percent that you must pay is your |
coinsurance amount |
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Before the Affordable Care Act, if you had a history of back problems and needed health insurance, it was unlikely that your new insurance plan would cover any treatment related to your back problems until the policy had been in effect for a period of time. Your back problem was considered a(n) |
preexisting condition |
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A 70-year-old retired person would be eligible for health insurance coverage through |
Medicare |
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Your father was laid off six months ago but recently started a new job. He was able to keep his health insurance during the transition through |
COBRA |
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Capitation refers to |
payment of a fixed monthly amount to a health-care provider per enrolled patient, regardless of the type or number of services provided |
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Drugs that can be purchased without a prescription as part of self-care are |
over-the-counter drugs |
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If you have moved to a new town and want to find a physician you can see for annual wellness exams and the treatment of routine ailments, you are seeking a(n) |
primary care practitioner |
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Concerns about HMOs include all of the following EXCEPT |
the high cost of copayments |
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What do preferred provider organizations (PPOs) and point of service (POS) plans have in common |
Both allow patients to seek outside care but require patients to pay the extra cost |
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The federally funded health insurance program that covers 99 percent of the U.S. population age 65 and older is |
Medicare |
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If your PPO has an in-network coverage rate of 90 percent and an out-of-network coverage rate of 60 percent, this means that |
you will be responsible for paying 40 percent of the costs associated with out-of-network services |
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If you are concerned about the costs of health care, which of the following practices should you avoid |
using the emergency room for your routine health care |
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All of the following are provisions of the Affordable Care Act (ACA) EXCEPT coverage for |
young adults on a parent’s plan through age 30 |
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The ACA is intended to improve the quality of health care by emphasizing |
preventative care |
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Which of the following statements is NOT true about costs in the U.S. health care system |
New technologies are lowering costs |
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The health insurance program jointly funded by the states and the federal government that provides coverage for low-income individuals and families is |
Medicaid |
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