Personal finance module 2 review

Least important part of a check

Memo line

Not a responsibility of the federal reserve

Establishing the federal budget

Savings accounts usually offer _________ interest rates than checking accounts. It is _________ to access your money in a savings account than in a checking account.

higher harder

Purpose of balancing or monitoring your checking account

To help you calculate how much money you have in your account

Unique features of a credit union

typically owned and run by their members, limit membership to certain people or groups

Primary goal of the Federal Reserve system is

maintain a safe/stable banking system

FDIC-insured accounts

Insures deposits of up to $250,000 per person per bank

If you need to set up direct deposit ,which information from your check would you likely need

routing number

Best strategy for avoiding ATM fees

only use ATM's in your bank's network

Type of account is usually the MOST liquid

checking account

Three parts of the Federal Reserve System

Reserve Banks,Federal Open Market Committee (FOMC),and board of governors

Typical account fees

ATM , service, minimum balance

Best way to ensure accuracy and safety of your account

monitor online accounts regularly

Personal finance module 2 review - Subjecto.com

Personal finance module 2 review

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Least important part of a check

Memo line

Not a responsibility of the federal reserve

Establishing the federal budget

Savings accounts usually offer _________ interest rates than checking accounts. It is _________ to access your money in a savings account than in a checking account.

higher harder

Purpose of balancing or monitoring your checking account

To help you calculate how much money you have in your account

Unique features of a credit union

typically owned and run by their members, limit membership to certain people or groups

Primary goal of the Federal Reserve system is

maintain a safe/stable banking system

FDIC-insured accounts

Insures deposits of up to $250,000 per person per bank

If you need to set up direct deposit ,which information from your check would you likely need

routing number

Best strategy for avoiding ATM fees

only use ATM’s in your bank’s network

Type of account is usually the MOST liquid

checking account

Three parts of the Federal Reserve System

Reserve Banks,Federal Open Market Committee (FOMC),and board of governors

Typical account fees

ATM , service, minimum balance

Best way to ensure accuracy and safety of your account

monitor online accounts regularly

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